PURCHASES

I can help with all of your home purchasing needs – whether you’re a first-time home buyer or a veteran, you can trust me to find the best financing for you. Purchasing a home is a huge decision, possibly the biggest one you’ll ever make in your life, and it involves a lot of complex, moving pieces. As your Mortgage Agent, I find the right mortgage lender for you based on your situation, a mortgage is not “one size fits all”.

I have access to dozens of mortgage products & I’ll negotiate on your behalf to get you the best rate & term. I’m knowledgeable about Canadian mortgage rules & I work hard to get the job done right, while communicating & educating you through the entire process.

REFINANCES & RENEWALS

Are you looking to refinance or is your current mortgage up for renewal? Allow me to guide you and walk you through your options. Refinancing or renewing can be a quick and simple process, as long as you are in the right hands.

Refinancing your existing mortgage can help you tap in the equity in your home in order to consolidate debt, finance your dream home renovation, lower your current monthly mortgage payments or even purchase an investment property. This can be done by giving you a larger mortgage amount, or a Home Equity Line of Credit – we’ll explore which option is best for you!

I can also lock you into a rate up to 120 days prior your maturity date. Allow me to see if there is a better product and rate out there for you at the time of your renewal so you potentially save thousands of dollars over the course of your term.

ALTERNATIVE SOLUTIONS

If you are self-employed, have low credit, or have already been turned down by the bank – that doesn’t mean you can’t get approved!

Every lender has their own set of rules & guidelines that need to be followed, if you have gone to the bank or credit union that you primarily use and have been turned away, this doesn’t mean you don’t qualify for a mortgage. Allow me to help you and find the right lender for you – no need to visit every bank out there, I’m your one-stop-shop to all mortgage options. Allow me to help you find a solution.